Although UIGEA restrictions have affected many banking services, eCheck casinos are still commonly used amongst new and experienced online gamblers. It’s a great method for gamblers that are not interested in using a major credit card or e-wallet service but who still want to enjoy the convenience of electronic transactions. Business merchants and financial institutions have been using the eCheck system for decades as a way to transfer vital financial information. The system has more recently been adopted by many financial institutions to help provide customers with an electronic equivalent to normal checks.
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Most Instant eCheck casinos cater to the U.S. gambling market because eChecks are processed through a U.S. system. All eCheck deposits go through the Automated Clearing House network, which verifies the financial information as it moves from your bank to the casino’s bank and finally back to the casino for final confirmation.
Using an eCheck to Deposit at Online Casino Sites
Performing an Instant eCheck deposit may seem a bit confusing, but eCheck casinos usually feature easily understood instructions and tips to keep the transaction process as simple and straightforward as possible. In order to access this deposit option, you need to have the online casino’s gambling software installed on your computer and have an active gambling account. Load the gambling software, log into your gambling account and click on the eCheck casino deposit option in the banking page.
The eCheck deposit form requires you to fill out a few specific number sequences that identify your checking account and your local bank branch. All of the necessary information can be found on a normal check. Some online casinos keep it simple by including a picture of a sample check that contains an explanation of where the routing and account numbers are located. The first sequence of numbers located on the bottom left of the check comprises the routing number, and the account number is the sequence of numbers located on the bottom right of the check. Make sure both number sequences are entered correctly on the form; otherwise, the deposit request will not go through.
You may also need to submit additional personal and financial information. This may include the check number, which is usually located at the bottom center or top right of a normal check. Personal information such as your current address, full name and contact phone number may also be needed. Once you have filled out the required information, enter your desired deposit amount and confirm the transaction.
Fees and Processing Times
All reputable Instant eCheck casinos will cover the service fees associated with an eCheck deposit. However, the processing period for eChecks at online casinos does tend to vary. Some online casinos make new depositors wait until the actual eCheck clears, which may take anywhere from twelve hours to several business days. Other eCheck casinos use a more favorable policy that instantly transfers real money credit to your account even though the actual eCheck has yet to clear. The funds can be used in a normal manner while the eCheck remains uncleared, but you cannot perform a withdrawal until the eCheck transaction has been completely processed. When you play at online casinos that use this policy, make sure you always have enough money in your bank checking account before submitting an eCheck casino deposit. If the eCheck fails to clear because of insufficient funds, the online casino may force you to use a different method to cover the deposit or permanently close your real money casino account.
